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Understanding the Basics About Credit

Understanding the Basics About Credit

10/07/2025

If you're just starting your career, you're likely discovering there's a lot to learn about your job, your adult responsibilities, and, especially, your money. One of the most important lessons as you strive toward financial independence is how to build and maintain good credit. Credit is essential for securing the affordable loans needed to purchase a car, pay off student loan debt, or buy a home. In this blog, we'll explain what good credit is, how to get it, and how you can keep it.

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The Grant County Bank Highlights Deep Creek Marina as a Small Business Success Story

The Grant County Bank Highlights Deep Creek Marina as a Small Business Success Story

09/16/2025

The Grant County Bank is proud to spotlight one of its longtime business partners, Deep Creek Marina, located on the shores of Deep Creek Lake in McHenry, Maryland.

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5 Banking Tips for School Districts:                             How Local Banking Fuels Classrooms and Communities

5 Banking Tips for School Districts: How Local Banking Fuels Classrooms and Communities

08/13/2025

Selecting the right bank is an important decision. A local bank can be the right choice. Today, as school districts face budget pressures and funding uncertainty, effectively managing their finances has never been more critical. A district's ability to manage its money can directly impact students.

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Keeping Seniors Safe: A Guide to Financial Protection

Keeping Seniors Safe: A Guide to Financial Protection

06/24/2025

According to the FBI, Americans age 65 and older lose more than $3 billion a year to scams. But the impact of elder financial fraud on seniors can extend beyond the loss of money, assets, or property. Victims are often afraid to report fraud out of embarrassment or because they fear their relatives will want to take over the management of their finances or assume that they are no longer capable of living independently. While elder financial fraud is a serious problem, it's one that seniors and those who protect them can safeguard against. The Grant County Bank is committed to helping our customers protect against all forms of elder financial fraud.

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From Challenges to Opportunities: A Community Banker's Guide for Small Businesses

From Challenges to Opportunities: A Community Banker's Guide for Small Businesses

05/19/2025

Have you ever wondered what challenges small businesses face when working with their banks and how those challenges can become opportunities? We spoke with James Cornett, Senior Vice President and Chief Credit Officer at The Grant County Bank, to gain insights from his 40+ years of experience. James shares what makes community banking essential, how business owners can prepare for financial conversations, and practical advice for navigating today's economic climate.

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