APY = Annual Percentage Yield. Rates effective as of December 28, 2018.
Kasasa Cash*Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $10,000 | 1.98% | 2.00% |
| $10,000+ | 0.25% | 2.00% to 0.41% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Kasasa Saver*Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $25,000 | 1.00% | 1.00% |
| $25,000+ | 0.25% | 1.00% to 0.40% |
| Qualifications not met | 0.10% | 0.10% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Personal Checking & Savings
| Tier | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| Regular NOW Checking | $1,000 | 0.30% | 0.30% |
| Statement Savings Account | $1.00 | 0.30% | 0.30% |
Super NOW Interest Checking
| Tier | Interest Rate | APY |
|---|---|---|
| $1,000 - $2,499.99 | 0.30% | 0.30% |
| $2,500+ | 0.35% | 0.35% |
Money Market AccountLearn More
| Tier | Interest Rate | APY |
|---|---|---|
| $1,000 - 2,499.99 | 0..30% | 0.30% |
| $2,500 - 9,999.99 | 0.40% | 0.40% |
| $10,000 - 19,999.99 | 0.45% | 0.45% |
| $20,000+ | 0.60% | 0.60% |
Plateau Premium Investment
| Tier | Interest Rate | APY |
|---|---|---|
| $1.00 - $14,999.99 | 0.35% | 0.35% |
| $15,000 - 24,999.99 | 0.55% | 0.55% |
| $25,000+ | 0.75% | 0.75% |
Minimum deposit of $25,000 to open
Time DepositsLearn More
| Term | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| 91 Days | $1,000 | 0.60% | 0.60% |
| 182 Days | $1,000 | 0.70% | 0.70% |
| One Year | $500 | 1.05% | 1.05% |
| 18 Months | $500 | 1.10% | 1.10% |
| Two Years | $500 | 1.20% | 1.20% |
| 30 Months | $500 | 1.39% | 1.40% |
| Three Years | $500 | 2.01% | 2.02% |
| Five Years | $500 | 2.48% | 2.50% |
Individual Retirement AccountsLearn More
| Term | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| One Year Time Deposit | $250 | 1.15% | 1.15% |
| Two Year Time Deposit | $250 | 1.30% | 1.30% |
| Five Year Time Deposit | $250 | 2.53% | 2.55% |
Specials
| Account | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| 14 Month Bump | $5,000 | 1.99% | 2.01% |
| 30 Month Bump | $5,000 | 2.38% | 2.40% |
One deposit per term with a minimum of $1,000 may be added to the 30 month bump
Fees could reduce the earnings on the account. Minimum balances may be required in order to earn stated rates on tiered rate deposit accounts.
Other requirements and conditions may apply. For more information about a particular account, please request a Truth-in Savings Disclosure or discuss with one of our account representatives or officers.
Please note that early withdrawal penalties may apply to time deposits, vacation clubs and Christmas Clubs.
For further information, you may write us at P.O. Box 929, Petersburg, WV 26847, or telephone (304) 257-4111.